First Time Home Buyer Checklist

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STEP 1: CALL ME

❑ I will help you every step of the way to ensure you will find Home!

 

STEP 2: Decide what kind of home you want

❑ Choose the neighbourhood(s) where you want to live

❑ Consider which features are important to you (size, number of bedrooms/bathrooms, type of house, etc.) 

 

STEP 3: Calculate how much you can afford

❑ Calculate how much money you have saved for a down payment

❑ Calculate how much your closing costs will be (ask your realtor or lender for advice)

❑ Calculate how large a mortgage payment you can afford each month

❑ Calculate the other monthly costs you will be responsible for as a homeowner (maintenance and repairs, property insurance, taxes, etc.)

 

STEP 4: Get the help and advice you need

❑ Get pre-approved for a mortgage so you know how much home you can afford

❑ Hire a lawyer to look after your legal interests and review any contracts

❑ Get an appraisal and home inspection for any property you are thinking about buying 

❑ Make arrangements to get property insurance after you purchase your home

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